JBI PAN-European Petcare Insurance
Petcare provides total protection for your pet with comprehensive cover at a very reasonable cost.
JBI recognise that many H.M. Armed Forces personnel and M.O.D civilians attached have pet cats and dogs and that you want to ensure that they receive immediate veterinary care when they are injured or fall sick.
We further recognise that due to the nature of your profession you may be posted overseas and wish to take your pet with you or purchase a pet when you are overseas.
Most UK pet insurance policies only provide cover whilst you are in the UK. JBI PetCare provides cover in the UK and whilst you are serving in the following countries.
Every year approximately 30% of all dogs and cats need the services of a vet, and it can cost as much as £1,500 for example to treat a dog's torn ligament.
But vet's fees are not the only expense covered by JBI Petcare. Benefits include everything from behavioural problems to accidental damage, daily minding and boarding fees if you go into hospital and even holiday cancellation for your family if your pet needs life-saving surgery as you are on the verge of going away.
All you need to know about JBI Petcare at a glance |
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JBI International Insurance Brokers Ltd, +44 (0)118 981 0222 Written confirmation of the cancellation of the policy may be given at anytime by you or us, as detailed in the policy wording under the heading ‘Cancellation’ on page 10 of the policy wording. We will give you a minimum of 14 days notice of cancellation to enable you to find alternative cover. You may cancel the policy by giving us written instructions. If you wish to make a claim then you should contact us by letter or telephone to obtain a claim form. When submitting a claim form you must provide your policy number. If your claim is for veterinary fees then your claim form should be completed by you and your veterinary surgeon at your own expense. Our contact address Q. What do you mean by 'lifetime' cover? A. All benefits are reinstated annually. As long as you renew the policy and pay the required premium, the policy will reinstate the maximum level of benefit even for ongoing and recurring conditions. Once the policy has commenced, no exclusions will be placed upon the schedule. Q. Are there any age limits for the insurance? A. As long as your pet is aged from eight weeks to eight years when you start the policy, we will cover the animal for life (subject to payment of premium). If you are insuring one of the Specific Breeds of dog, you must insure before its sixth birthday. Cover can then be continued for the rest of the pet's life, with the exception of Death From Illness which ceases at eight years of age, or six years in case of Specific Breeds. Q. What treatment does the policy exclude? A. Spaying or castration unless recommended on medical grounds, vaccinations, dietary foods, pregnancy or preventative treatment. Q. Is homeopathic medicine covered by the insurance? A. Yes - this is extended to include herbal medicine, acupuncture and physiotherapy. Q. Does the insurance cover congenital or hereditary conditions? A. Yes - providing these have not been noted before the commencement of the insurance. Q. Can I insure more than one pet? A. You can apply for up to 2 pets using this form. If you obtain another pet on a later date you will need a separate form and direct debit Q. Can I get treatment for my pet whilst on holida A. Yes, as long as you are in a country covered by the EU pet passport and have travelled by a method approved by MAFF/DEFRA (Ministry of Agriculture, Fisheries and Food/ Department for Environment, Food and Rural Affairs). Q. What is the position if my pet disappears and does not return? A. After 30 days, a claim can be submitted for its purchase price plus your advertising expenses (depending on the cover chosen). Q. Can my pet be insured after an illness or accident? A. Yes - if it has fully recovered and there are no after effects. If it suffers from a chronic or recurring condition cover can still be offered, subject to the exclusion of this condition. Q. What is the procedure if my pet needs treatment? A. Take it to your vet and advise us that a claim may be forthcoming. Q. Am I responsible for any part of the Veterinary Bill? A. Only the initial excess amount (see inside). Q. Does my pet have to be a pedigree? A. No - your much-loved ‘moggie’ and ‘mongrel’ are covered. |
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